Loot, as many people have said, you can turn on the filter make it very directed to what you want. That way loot will drop, you just wont see it.
A common misunderstanding in this game, is that we should be picking up lots of items. shards are plentifull without the need to store items.
In fact you are activly wasting your time by collecting everything.
Shard drops, take less space and have a value of around 12 - 15g each per 1 slot.
So long as you dont dump them instantly into your infini mat bag.
Items for the main part are Crafted, you could craft gear for all your alts on one character and dump them in your stash for them to use.
Leveling I reiterate a previous point, just pick up shards pretty much ignore everything else unless its a Unique so you don’t waste time. Theres your gold and item problems sorted.
People activley waste their own time by engaing in activities that arent necessary in this game, if they actually bother to look at how items work and how the forge works.
Repetition and boredom, every arpg current and former requires you to farm the same content over and over and over again.
POE maps, Wolcen pick between 3 options on a map rince repeat, DIablo 3 monolith, diablo 2 classic same 3 bosses infinitly, diabo 2 current 3 bosses or terror zones. Grim dawn honestly farm bosses from memory, nothing special.
The main thing last epic doesn’t have (yet) is seasons/cycles, which will help alleviate the grind of alts, well add flouvor / reason to roll them.
Destruction shards drop like candy. My only conclution is you pick up way too many items. which is counter productive to just grinding and collecting shards.
Reaching the max level should be a feat, if you just get there without a challenge youl more then likely complain that the games too easy.
Youl ask why bother leveling too the max level if i already have all my items before X level or whatever.
As others have said this game is very generous in comparison to other games and this game will never be diablo 3. It’s the only game my mind can fathom that your realy comparing too.
This is not to attempt to invalidate you claims, more to highlight that you could change your perspective on how to play the game, and even maybe get more out of it.