I set a display name, but never made an account. Can people text edit items into the game like they could on Torchlight 2, for example? Or are the servers closed/private like Blizzard/D2R?
Depends, offline, yes, online no.
Could you elaborate on this?
Is our accounts tied directly to our steam, is that why it’s secure?
Steam is used (somehow, I’m not entirely sure) related to the login. But once you’ve logged in then the mp dide of things is all on EHG’s servers.
Thank you for that!
Would love if we could get a dev to drop by and confirm this. A big reason I am hesitant to play more and go over that 2 hour return window and would love the reassurance of knowing our toons are stored server-side and operate similar to Blizzard’s D2R and D3. That was the one big let-down for Torchlight and TL2, was client-side characters and open net. Thanks all! 
I believe I found the answer:
In your account profile for LE website, top right “my account”, bottom it states “Your Last Epoch Account is directly tied to your Steam Account.”
MP characters are stored on their servers, offline characters are stored on your pc.
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