Healing Effectiveness

When i looked up a previous thread on this i see it is closed. Let me know if this is still a big since i have as follows:

Healing Effectiveness in “Other Stats” tab = 89%

Valor passive node 8/8 = 40%
Holy Symbol passive node 7/7 = 49%

But Paladin mastery say 1% healing effectiveness per point of attunement and i have 8 pts of attunement. So why is total not 97% ???

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