We need to be able to custom our char, an old man, a man, a women or a black / white dude should be a matter of choice.
We will be able to change it for 1.0 ?
This has been asked for numerous times on the forum.
Short answer. No, it will not be available at 1.0.
Long answer: see this thread [Unofficial] Roadmap to 1.0 and Beyond
and do a search for even more (though Andrew tends to be pretty thorough.)